"We GUARANTEE PrintMyCheck is the best Merchant Check Service available.Nothing operates better then our awesome PMC service and check software"

F.Q.A.

PrintMyCheck has been tested and is fully compatible with any internet equipped computer.

A signature is usually required on a check - how do we get around this?

The reason that the drafts are accepted by the bank, is that they carry a message in the print out that states, "Payment authorized by accountholder. Indemnification agreement provided by: your company name". This assures the bank that you have physically or verbally recorded proof in some form that the customer authorized the draft. And if you can't provide this to the bank, the customer can dispute the charge because his or her signature is not there. This indemnification statement is an official, legal, and valid statement that allows the check to be cashed under the American Banker's Association Laws.

Is PrintMyCheck Legal?

Yes - not only is this legal but the checks and drafts this program prints conform to strict standards set by the American Bankers' Association as well as The Uniform Commercial Code Title 1 section 1-202, Title 3 section 3-104 and Federal Reserve Bank Part 2 section 4-A 201, 4-A212. Another strong benefit is that the program allows you to solidify sales while the customer is still on the phone, thus enabling you to close more sales and reap the revenue quicker. All you need is voice authorization.

How Do I Know That My Customer's Check Won't Bounce?

Depending on what type of business you are in, you may need to verify funds before you deposit your customer's checks. With PrintMyCheck, there are three primary methods of verifying funds:

1. Call the bank directly to verify funds, just ask for the bank's phone number when you take the order (bank phone numbers are printed on most checks) and enter it into the comments field of the data entry screen. Although this is a very cost effective method of verifying funds, it can consume some time if you have a lot of banks to call.
2. Via our partner online verification system http://www.bettercheck.com our system allows you to export your checks directly to bettercheck for instant verification.
3. Check Insurance Service allows you to be assured that all of your checks will be good deposit able checks and make these bad check risks a thing of the past. If the check bounces, the check insurance company pays you for the check. Currently, the check insurance service requires a credit card type terminal, a sign up fee (usually around $75) and an additional fee for each check processed. The fee varies depending on the type of business you are in but is usually around 2% of the check amount. If you do not already have a credit card terminal, you can rent one from the check insurance company for about $25 per month.
4. Check Verification Service is also available through the same company that offers the Check Insurance service. The fees are lower for check verification than check insurance.

Do I need To Purchase Special Ink or Toner For My Printer?

Since most of the banks now use OCR (Optical Character Recognition) to read the MICR font line on checks and drafts, special toner is not usually required. The regular toner used in LaserJet printers is somewhat magnetic and can usually be read by banks that are not using OCR. If you have a problem processing checks or drafts through your bank, verify that the MICR numbers are positioned at the proper distance from the bottom of the check. To adjust this, choose Align Printer in the Printer Control Menu. The bottom of the MICR line must be positioned 3/16 ±1/16 of an inch from the bottom of the check. You can also compare to a preprinted bank check. If still you have a problem processing checks through your bank and feel that you need MICR toner, it can be ordered from our products page.

Printing On Check Stock:

Purchasing check stock has the following benefits and security features:

• Perforations - check stock is perforated so you don't have to worry about manually cutting checks
• Chemical Protection - stains or spots appear with chemical alteration
• Erasure Protection - white mark appears when erased
• Security Screen - absence of "original document" verbiage on back of check
• Authentic Watermark - authentic watermark not visible when held to light

This check stock can be purchased from our products page or can usually be bought at a local office supply store such as Office Depot, Office Max or Staples.

Can PrintMyCheck Import Data?

Currently, PrintMyCheck supports the importing of data by the following methods:

1. Import data from basically any application as long as the application supports CSV files. 

Can PrintMyCheck Export Data?

Yes - PrintMyCheck can export data to comma delimited text format. This is the standard format that is used by many spreadsheets and database applications. If you have Microsoft Access, you can also read the PrintMyCheck database file and export the information to any data type that Microsoft Access supports.

About the Security of Account Information

This is a concern that is occasionally expressed by the customer about having to give out their account number over the phone. We eased that concern by simply reminding them that they have not signed the draft but instead gave a verbal authorization for debiting a specific amount. If the debit is not exactly as they agreed to, they are protected by their bank and their account will be credited. Once they understand their rights, they are comfortable with this method of billing.

Why Did We Develop PrintMyCheck?

Prior to creating PrintMyCheck, we operated a business that shipped its products C.O.D. We sold about 100 units per week, but 50% of them were rejected at the door. Not only were we wasting time but we were also wasting money. Then we learned about debiting by check draft. We were able to accept the payment over the phone by obtaining the customers' name, address, phone number, and check account number. Our business became more profitable because we were selling the same 100 units per week, but they were now all secured by the customer's account number without paying the fees associated with credit card debit systems. No more waiting for the check to come in the mail.